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Does workers’ comp offer death benefits?

On Behalf of | Apr 29, 2021 | Workers' Compensation |

If you are struggling with the recent loss of a loved one due to a work-related accident, or if you worry about the possibility of a fatal accident, it is vital to explore various topics related to deadly on-the-job accidents. For example, you could benefit from taking a closer look at the resources workers’ compensation provides for eligible applicants.

Sometimes, families are able to secure death benefits from workers’ compensation, and this program offers many other benefits for those who survive job-related accidents.

Can families receive death benefits from workers’ comp?

According to the Workers’ Compensation Commission, workers’ compensation offers death benefits to families in some instances. For example, if a loved one loses his or her life in an on-the-job accident, their dependents could become eligible to receive death benefits.

Death benefits can help dependent survivors deal with the financial hardships they are facing, even though no amount of money makes up for the tremendous sense of loss in many families.

Are some fatal on-the-job incidents not covered by workers’ comp?

In certain instances, the dependents of workers who lost their lives while performing job duties are not able to receive death benefits. For example, if the fatal accident occurred due to the worker’s unlawful activity, such as illegal substance abuse, some families cannot receive workers’ comp benefits.

Moreover, if a deadly accident takes place because of intoxication, workers’ comp does not always offer benefits, and dependents are not always covered if the fatal accident was self-inflicted. For eligible families, death benefits can make it easier to move forward and relieve the emotional burden of a deadly accident.